💱 Revolut & Wise Business FX Spread Cost Calculator
Calculate true currency exchange costs comparing bank FX spreads (3-5%) vs Revolut & Wise mid-market rates.
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📘 Complete Guide: Revolut & Wise Business FX Spread Cost Calculator
Use this free calculator to instantly estimate your numbers. All calculations happen in your browser — no data is stored.
How do Revolut Business and Wise save on currency exchange?
Traditional banks charge 3% to 5% hidden FX spreads over the mid-market rate. Wise and Revolut charge 0.3% to 0.6% transparent fees at real interbank exchange rates.
Revolut vs Wise for international business — which is better?
Revolut Business offers fee-free FX exchange up to plan limits ($10k-$50k/mo). Wise offers local bank account details in 10+ currencies with no subscription minimums. Both beat legacy bank wire transfers.
How much money do international freelancers lose to bank FX spreads?
On $8,000/month received in foreign currency, a 3.5% bank spread costs $280/month ($3,360/year). Switching to Wise/Revolut reduces FX loss to ~$40/month — saving over $2,800 annually.